Third Party Administration for the self-insured client,

insurance captives, risk retention groups, self-insured groups, managing general agents, and insurance companies.

Claim Management programs are tailor made in partnership with insurance agents and brokers for larger clients in need of better control over claim frequency and better input into their claim handling process.

We act as the claim manager/department for your client; resolving small claims, monitoring severe claim activity, and interfacing with the insurance company to assure proper reserving levels and the timely resolution of claims.

Without question, our services provide a significant positive impact in controlling loss ratio's and experience ratings.  Further establishing to the client the value-added benefit of ARA's partnership with the agent or broker. 

Consulting Service for specific industry groups is available. ARA consulting service incorporates all facets of the risk management process pertaining to the Property/Casualty exposures of the client.  Services include managing a focused and strategic insurance renewal process, audit analysis, classification analysis, implementing risk transfer programs, and all other miscellaneous special situation issues.

Adjusting Services are provided throughout the United States, utilizing ARA staff adjusters in Central Arizona, Connecticut and Rhode Island, and our credentialed network of Independent Adjusters in all other states and Canada.  Multi-line capability.

Total System Support  through a  proprietary, state-of-the art system means ARA clients receive multi-leveled claim statistical data in pre-formatted or ad-hoc reports, tailor made to the clients needs.  Clients may report and access their data through a secure link in a web-enabled environment.

ARA is a client oriented claim management company.

Large enough to handle TPA business anywhere in the

United States, however small enough to value each customer.